risk calculator

Risk Calculator

  • 21 to 40 years
  • 41 and above

1)Please pick your age group

  • 37 to 40

  • 33 to 36

  • 29 to 32

  • 25 to 28

  • 21 to 24

2) How much of your monthly income do you keep aside for investing?

  • < 10%

  • 11% - 20%

  • 21% -30%

  • 31% - 40%

  • > 41%

3)What does your current investment portfolio contain?

  • No investments as yet

  • Fixed deposits and small savings instruments (eg. PPF, NSC, post-office savings, etc.)

  • The above (b) as well as fixed income securities and traditional insurance plans

  • All of the above (b + c) as well as equity-based mutual funds and ULIPS

  • All of the above (b + c + d) as well as direct stock market, real estate etc

4)What is your investing time frame?

  • Less than 5 years

  • 5-10 years

  • 10-15 years

  • 15-25 years

  • More than 25 years

5)Which of these statements best describes your investing philosophy

  • My priority is safety of my capital even if it means low returns

  • I want safety of my capital as well as a reasonable return on my investment

  • I am willing to take moderate risks to get adequate capital appreciation

  • I am willing to take risk on capital in the short term even if it means getting better returns in the long term.

  • I am willing to take high risks to earn high returns at the cost of capital.

6)If you had invested in equities and the value of the stock fell by more than 25% what would your reaction be?

  • Panic and sell your entire holding of the stock

  • Try to prevent further loss by selling part of the holding

  • Do nothing

  • Buy more of the stock to average out your cost of acquisition

  • Buy additional stocks of a different company and take advantage of price correction

CALCULATE
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1)Please pick your age group

  • 61 and above

  • 56 to 60

  • 51 to 55

  • 46 to 50

  • 41 to 45

2) How much of your monthly income do you keep aside for investing?

  • < 20%

  • 21% - 30%

  • 31% - 40%

  • 41% - 50%

  • > 50%

3)What does your current investment portfolio contain?

  • Fixed deposits and small savings instruments (eg. PPF, NSC, post-office saving, etc.)

  • The above (a) as well as fixed income securities and traditional insurance plans

  • The above (a + b) as well as investments in mutual funds across different categories

  • All of the above (a + b + c) as well as stock markets and ULIPS

  • All of the above (a + b + c + d) as well as real estate, commodities and derivatives

4)What is the time period you can stay invested for?

  • Less than 5 years

  • 5 - 10 years

  • 10 - 15 years

  • 15 - 20 years

  • More than 20 years

5)Which of the following investment pattern is most applicable to you?

  • Regular dividend or interest

  • Reasonable returns with capital appreciation

  • Capital appreciation

  • Capital appreciation to achieve a particular goal

  • Over achieve the goal even at the cost of losing capital in the short term

6)If you had invested in equitiesand the value of the stock fell by more than 25% what would your reaction be?

  • Panic and sell your entire holding of the stock

  • Try to prevent further loss by selling part of the holding

  • Do nothing

  • Buy more of the stock to average out your cost of acquisition

  • Buy additional stocks of a different company and take advantage of price correction

CALCULATE
RESET
RESULT

Your Risk Profile

Disclaimer: This calculator is meant to be used for illustration purposes only and to assist the investors in calculating the appropriate amount of their prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. The calculator does not warrant the completeness or accuracy of the figures calculated. The examples do not claim to represent the performance of any security or investments. ITI Asset Management Limited does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. ITI Asset Management Limited makes no warranty about the accuracy of the calculators/reckoners. For tax consequences, investors are advised to consult his/her own professional tax advisor before making any investment decisions.

Mutual Fund investments are subject to market risks, please read all scheme related documents carefully.