ITI Liquid Fund is a Ideal Cash Management tool and suitable avenue for Asset Allocation. It aims to offer relatively better safety, liquidity and complete flexibility for your investments.

ITI Liquid Fund

(An open-ended Liquid scheme)
Investment Objective: The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.
Fund Manager:Mr. Milan Mody and Mr. George Heber Joseph (Managing the fund Since its Inception)
Benchmark: CRISIL Liquid Fund Index

Key Features

Cash Management

Manage your cash inflows efficiently

Liquidity

Invest in money market and debt instruments with residual maturity upto 91 days

SQL Philosophy

Prudent positioning focusing on SQL Investment Philosophy – Safety, Quality and Liquidity being primary focus to enable smooth investing experience.

Low Risk

Invest in High credit quality debt papers

Growth Potential

Comparatively higher risk adjusted returns vis a vis traditional savings accounts

Disciplined risk management

Judicious investments through disciplined risk management framework

Asset Allocation
Instruments Indicative Allocation (% of net assets) Risk Profile
Maximum Minimum Low/Medium/High

Money Market instruments (including cash, reverse repo and debt instruments with maturity up to 91 days)*

100% 0% Low to Medium
Securitised debt instruments with residual maturity up to 91 days 30% 0% Low to Medium
*Investment in Derivatives - up to 10% of the net assets of the Scheme.
Plans - Regular & Direct

Options: Growth, Dividend Payout, Dividend Reinvestment

Frequency:

Dividend Reinvestment - Weekly, Fortnightly, Monthly and Annually
Dividend Payout - Fortnightly, Monthly and Annually
Minimum application amount:
Additional application amount:
Rs. 5000/- and in multiples of Rs. 1/- thereafter
Rs. 1000/- and in multiples of Rs. 1/- thereafter
Systematic Investment Plan (SIP):

Minimum amount:
Available. For more information refer to section on ‘Ongoing Offer Details’ in the
Rs. 500 and in multiples of Re. 1 thereafter
Minimum redemption amount:


Rs. 1000/- and in multiples of Rs. 1/- or account balance whichever is lower. There will be no minimum redemption criterion for Unit based redemption.
Load Structure Entry Load: NA     
Exit Load:
Investor exit upon subscription Exit Load as a % of redemption / switch-out proceeds
Up to Day 1 0.0070%
Day 2 0.0065%
Day 3 0.0060%
Day 4 0.0055%
Day 5 0.0050%
Day 6 0.0045%
Day 7 onwords 0.0000%
Redemptions / switch-out of units shall be considered as First-In-First-Out (FIFO) basis. Exit Load (net of Goods and Service Tax) charged shall be credited to the Scheme. No load for units allotted under dividend reinvestment option.
This product is suitable for investors who are seeking*
  • Income over short term.
  • investment in money market and debt instruments.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
riskometer
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.